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发布于:2017-4-27 20:14:54  访问:114 次 回复:0 篇
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Medigap 2018
Medicare may not pay for all the medical costs of many of its subscribers. In fact, in many cases it leaves them with more medical bills to pay than they can afford. That is why many people will be turning to supplemental plans like Medigap in 2018.
Finding the right plan in 2018 is easier than you might think. The most important thing to remember is that every insurance company has the same plan letters and benefits, but they all charge different rates for the same thing!
Enrolling in Medigap Plans 2018 Plans
If you would like to qualify for these plans you must have both Part A and B Medicare. You likely already fulfill the other qualifications if you are, such as being at least 65 years old. The question that many people on Medicare have about these supplemental plans is when they should buy them. The answer is that it is a good idea to get one as soon as you know you can use the coverage. This is often on the effective date of your Part B Medicare.
In fact, if you realize that Medicare will not cover you enough, then you can apply for one of these supplemental plans on the same day you are approved for Medicare. And that is actually the best time to apply for them. During the first six months of attaining age 65, you enter what is known as open enrollment. During this period, all insurance companies must accept your application for Medigap plans. And they can’t charge you extra because of any health conditions you might have.
But you can sign up for the plans at any time after you have Medicare. And you can change out your plans when you like. Just know that outside of open enrollment, you may not be approved for the plan you want and you’ll have to go through what is called medical underwriting.
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